Riskified
riskified.com
AI-powered e-commerce fraud prevention platform.
Quick Information
- Category:
- Business
- Pricing:
- Enterprise
- Platforms:
- Web, Shopify integration, API
- Free Plan:
- No
- API Available:
- Yes
- Last Verified:
- September 2026
What Is Riskified?
Riskified is an AI-powered e-commerce fraud prevention platform delivering real-time fraud decisions with guaranteed chargeback protection, using performance-based pricing starting around 0.4% per transaction rather than a flat subscription fee. The company reported $98.7 million in Q2 2026 revenue, up 22% year-over-year, and in 2026 rolled out AI Agent Intelligence specifically for agentic commerce — a forward-looking capability addressing fraud risks in the emerging space of AI agents making purchases on behalf of users.
Its 100% fraud chargeback guarantee is a genuinely significant risk-transfer mechanism worth understanding: rather than just flagging suspicious transactions and leaving the merchant to absorb any resulting fraud losses, Riskified takes on that financial risk directly, which is a meaningfully different (and higher-value) service model than typical fraud-scoring tools that only provide risk signals without backing their own decisions financially.
It's aimed at high-value and luxury e-commerce merchants, per its pricing and guarantee structure, who need both accurate fraud detection and genuine financial protection against fraud-related chargebacks, with the transaction-based pricing model (from ~0.4%) meaning costs scale directly with sales volume — merchants specifically preparing for agentic commerce (AI agents making purchases) should note the 2026 AI Agent Intelligence rollout as a forward-looking capability worth evaluating. See our Business & Productivity tools directory for related tools like Signifyd and Forter.
What Can You Use Riskified For?
E-commerce fraud detection
Detects fraudulent transactions in real time using AI-powered decisioning.
Chargeback protection
Guarantees financial protection against fraud-related chargebacks.
Agentic commerce fraud prevention
Addresses fraud risks specifically in AI-agent-driven purchasing, via 2026’s AI Agent Intelligence.
Riskified Features
- Real-time fraud decisioning — Makes fraud approval/decline decisions in real time using AI.
- 100% chargeback guarantee — Financially guarantees against fraud-related chargebacks, not just risk scoring.
- AI Agent Intelligence — Addresses fraud prevention specifically for agentic commerce transactions.
Who Is Riskified For?
- High-value and luxury e-commerce merchants — Uses transaction-based pricing and guaranteed chargeback protection suited to higher-value transactions.
- Enterprise e-commerce operations — Uses comprehensive, financially-backed fraud prevention at scale.
Riskified Pros & Limitations
What We Like
- Genuinely significant 100% chargeback guarantee transfers financial fraud risk away from the merchant
- Strong demonstrated growth — $98.7M Q2 2026 revenue, up 22% year-over-year
- Forward-looking AI Agent Intelligence addresses emerging agentic commerce fraud risks
Limitations
- Performance-based pricing (~0.4% per transaction) means costs scale directly with sales volume, unlike a flat fee
- Positioned primarily for high-value and luxury merchants, per its pricing and guarantee structure
- No published flat-rate or self-serve pricing — likely requires enterprise sales engagement
Riskified Pricing
| Plan | Price | Main Features |
|---|---|---|
| Performance-based | From ~0.4% per transaction | Real-time fraud decisioning, 100% chargeback guarantee |
Pricing was last verified September 2026. Check the official website for the latest pricing.
AI Listing Jungle Ranking
- Global Rank:
- #1021
- Overall Score:
- 0.0/100
- Monthly Users:
- –
- Rank Change:
- –
This ranking reflects AI Listing Jungle's own independent scoring methodology and is not an endorsement by Riskified or its company. How Our Rankings Work
Frequently Asked Questions
How is Riskified priced?
Performance-based, starting around 0.4% per transaction.
Does Riskified guarantee against fraud losses?
Yes, it offers a 100% fraud chargeback guarantee.
What is AI Agent Intelligence?
A 2026 capability addressing fraud prevention specifically for AI-agent-driven purchases.
Who is Riskified best suited for?
High-value and luxury e-commerce merchants, per its pricing and guarantee structure.
Our Take
Riskified's 100% chargeback guarantee is a genuinely significant differentiator — it financially backs its fraud decisions rather than just providing risk scores for merchants to act on themselves.
The 2026 AI Agent Intelligence rollout is worth watching for merchants preparing for the emerging reality of AI agents making purchases on customers' behalf.
Riskified Alternatives
Riskified Comparisons
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