Copilot Money
copilot.money
Personal finance app with AI categorization.
Quick Information
- Category:
- Finance & Accounting
- Pricing:
- Free Trial
- Platforms:
- iOS, iPadOS, macOS
- Free Plan:
- No
- API Available:
- No
- Last Verified:
- October 2026
What Is Copilot Money?
Copilot Money is a personal finance and budgeting app with AI categorisation, built for Apple devices. Its 2026 list price is about $95 a year or $13 a month, with no free tier. The annual plan works out to about $7.92 a month, while the monthly plan costs $156 over a year, so the billing choice matters. One guide says the app renews at the same rate you signed up for, with no step-up in year two or beyond. Trial reports conflict: one guide lists a one-month free trial with demo mode available first, another says historically 30 days, and a promo code is cited for an extended two-month trial, so verify the current trial length in the App Store.
Platform limits: it runs on iPhone, iPad and Mac only, with no Android, and each person in a couple needs a separate subscription. For comparison, Monarch Money's Core plan is listed at $14.99 a month or $99.99 a year and YNAB at $14.99 a month or $109 a year, so Copilot is slightly cheaper than both on an annual basis. One site's headline warns about a $61 trap, which suggests watching renewals and billing options. Most sources are review blogs rather than Copilot's own page, so confirm prices in the App Store before subscribing.
Copilot suits Apple users who want a polished, automated budgeting app and are happy to pay annually. Compare Monarch, Cleo and Hurdlr. Browse the Finance & Accounting tools directory for more.
What Can You Use Copilot Money For?
Budgeting and spending tracking
AI categorisation.
Net worth and subscriptions
Account aggregation.
Copilot Money Features
- Apple-only — No Android.
- Separate subscriptions for couples — Per person.
- Annual discount — About 39% vs monthly.
Who Is Copilot Money For?
- iPhone and Mac users — Native design.
- Individuals — Polished experience.
Copilot Money Pros & Limitations
What We Like
- Polished design
- AI categorisation
- Cheaper than Monarch on annual
Limitations
- No Android
- No free tier
- Each partner pays separately
Copilot Money Pricing
| Plan | Price | Main Features |
|---|---|---|
| Annual | About $95/year ($7.92/month) | Same rate on renewal per one guide |
| Monthly | About $13/month ($156/year) | Costs more than annual |
| Trial | Free; one month reported | Length varies; demo mode first |
Pricing was last verified October 2026. Check the official website for the latest pricing.
AI Listing Jungle Ranking
- Global Rank:
- #956
- Overall Score:
- 41.4/100
- Monthly Users:
- –
- Rank Change:
- ▼ 242
This ranking reflects AI Listing Jungle's own independent scoring methodology and is not an endorsement by Copilot Money or its company. How Our Rankings Work
Frequently Asked Questions
How much is Copilot Money?
About $95 a year or $13 a month.
Is there a free trial?
About a month; verify.
Is it on Android?
No.
Can couples share?
Each needs a subscription.
Our Take
Copilot is an excellent budgeting app for Apple users.
Choose annual billing.
Copilot Money Alternatives
Copilot Money Comparisons
Ready to try Copilot Money?
Visit the official website to get started.
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