Xero
xero.com
Cloud accounting software with AI-powered insights.
Quick Information
- Category:
- Finance & Accounting
- Pricing:
- Free Trial
- Platforms:
- Web
- Free Plan:
- No
- API Available:
- Yes
- Last Verified:
- October 2026
What Is Xero?
Xero is cloud accounting software with AI-powered insights. The sources disagree on US prices, so check Xero's official pricing page. A guide marked as verified September 21, 2026 lists Xero US plans at $25, $55 and $90 a month, with payroll at $36 plus $6 per person, and calls the tiers Early, Growing and Established, the names Xero now uses rather than Starter, Standard and Premium. The same guide says plans are billed monthly with 90% off the first six months until September 30, 2026. A March 2026 review lists Starter or Early at $25, Standard or Growing at $44 and Premium or Established at $90.
Other articles give higher numbers, such as $29, $46 and $69 in one and $29, $50 and $75 in another, and one reports a limited-time US offer of $5.50 a month for the first six months, so some of these may be pre-price-change or promotional figures. Across sources the entry tier is the one with caps, limited to 20 invoices a month, and several say unlimited users on all plans, with prices per business rather than per user. The most recent source points to $25, $55 and $90 a month, but promotions and regional pricing change often.
Xero suits small businesses, startups and accountants who like unlimited users and a strong app marketplace. Compare QuickBooks, FreshBooks and Zoho Books. Browse the Finance & Accounting tools directory for more.
What Can You Use Xero For?
Small business accounting
Bank feeds.
Accountant collaboration
Ecosystem.
Xero Features
- Per-business pricing — Unlimited users reported.
- Renamed plans — Early, Growing, Established.
- App marketplace — Large.
Who Is Xero For?
- Small businesses — Unlimited users.
- Accounting practices — Wide adoption.
Xero Pros & Limitations
What We Like
- Unlimited users reported
- Strong integrations
- Frequent promotions
Limitations
- US prices conflict across sources
- Entry plan has invoice caps
- Payroll extra
Xero Pricing
| Plan | Price | Main Features |
|---|---|---|
| Early (formerly Starter) | $25/month | Limited to 20 invoices a month |
| Growing (formerly Standard) | $55/month ($44 in a March 2026 review) | Unlimited users reported |
| Established (formerly Premium) | $90/month | Multi-currency |
| Payroll | $36/month plus $6 per person | Add-on |
| Promotion | 90% off the first 6 months until September 30, 2026 | One guide |
Pricing was last verified October 2026. Check the official website for the latest pricing.
AI Listing Jungle Ranking
- Global Rank:
- #723
- Overall Score:
- 56.6/100
- Monthly Users:
- –
- Rank Change:
- ▲ 783
This ranking reflects AI Listing Jungle's own independent scoring methodology and is not an endorsement by Xero or its company. How Our Rankings Work
Frequently Asked Questions
How much is Xero?
About $25, $55 and $90 a month for Early, Growing and Established in the US.
Are Starter, Standard and Premium current?
Xero now uses Early, Growing and Established.
Is there a promotion?
90% off the first 6 months until September 30, 2026 per one guide.
Is payroll included?
No, $36 plus $6 per person.
Our Take
Xero is a strong QuickBooks rival.
Prices and promos shift; confirm on its site.
Xero Alternatives
Xero Comparisons
Ready to try Xero?
Visit the official website to get started.
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